Business Loans Scotland (BLS) is no longer providing new loans to small and medium-sized enterprises (SMEs).
Following a decision by the Scottish Government not to provide further funding for 2025 -2026, the Scottish Growth Scheme, managed by BLS is closed to new applications.
Our focus has now shifted to the management and collection of our existing loan portfolio.
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All borrowers remain fully liable for the repayment of their loan in accordance with their original loan agreement. If you are experiencing difficulty with your repayments, please contact our team as soon as possible to discuss your situation. We will work with you to find a resolution, in line with your loan agreement.
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If you are struggling with business debts, free and impartial advice is available from organisations such as:
Business Debtline: A charity providing free debt advice to people who are self-employed or run a small business.
National Debtline: A debt charity providing free and confidential advice.
Please keep all your loan documents secure for your records. If you require copies of your agreement, contact us directly.
For all questions regarding your loan, including repayment schedules, outstanding balances, and payment difficulties, please use the following contact details:
Business Loans Scotland
London Road Centre, London Road, Kilmarnock, KA3 7BU
